Terms of use — Meridian Decision Media

1. No professional advice

Content on the Meridian brands is general information, published for education. It is not financial, investment, tax, legal, insurance, medical or engineering advice, and it does not create a professional relationship. Rules, prices, coverage terms and eligibility change constantly and vary by jurisdiction and by individual circumstance. Verify with a licensed professional before acting.

2. Tools and calculators

Our calculators are simplified models. They use the assumptions stated on each tool page, they ignore factors we cannot know about you, and their output is an estimate for comparison purposes only — never a quote, an offer, an underwriting decision, or a guarantee of price, savings, approval or return.

3. Accuracy

We work hard to be accurate and we correct errors promptly, but we do not warrant that everything is current or error-free. Where a page cites a regulator, statute or provider document, that source governs — not our summary of it.

4. Third parties

Outbound links, advertisements and partner offers are not endorsements of everything those parties do. We are not responsible for third-party content, pricing, underwriting or service.

5. Acceptable use

Personal and internal business use is fine.
Short quotations with attribution and a link are fine.
Bulk scraping, republishing whole pages, or training a commercial model on our archive is not permitted without written agreement.
Do not attempt to interfere with the site, its forms or other readers' data.

6. Intellectual property

Text, rubrics, calculators and templates are © Meridian Decision Media unless stated. Templates and checklists we publish as downloads may be used freely in your own business; you may not resell them as your own product.

7. Liability

To the maximum extent permitted by law, we are not liable for losses arising from reliance on the content or tools. Nothing here excludes liability that cannot lawfully be excluded.

8. Changes

We may update these terms; the "last updated" date always reflects the current version.

9. Contact

Legal notices: legal@metax.academy.